Transferable Points Currencies refer to a type of loyalty program where members can earn and redeem points for various products or services. These programs allow members to transfer their points to other users, either within the same program or across different programs. This feature adds an element of flexibility and convenience to the loyalty program, as it allows members to help each other out by sharing points when needed. For example, if a member runs out of points but has a friend who has extra points, they can transfer those points to their account so that they can redeem them for what they need. This type of currency is popular among airline and hotel loyalty programs, as well as credit card reward programs.